Cloud-native payment technology for financial institutions.
Form3 is revolutionizing payments infrastructure for financial institutions with its fully managed, cloud-native Payments-as-a-Service platform. Established in 2016, Form3 enables banks and regulated fintechs to move money faster and more securely, supporting real-time, cross-border, and multi-scheme payments. Their scalable, API-driven platform reduces the complexity and cost of payments, helping clients accelerate digital transformation and deliver innovative payment services to customers.
Why are we excited about them?
Payment schemes and systems are largely regional and defined by currency, governed by a combination of governments, central and commercial banks. When payment scheme rules change, banks face difficulties in adapting. Form3’s technology, once implemented, applies these changes to all customers in real-time, seamlessly. All major payments schemes around the world are shifting into and/or are looking at building real-time schemes, which, by design, will require cloud-native software to support the implementation and continued maintenance.