One of the questions we often address is the approach our investment team takes to support the entrepreneurs we back. We pulled together a panel of some of our FinTech portfolio to discuss not only how Molten approaches its FinTech investments, but also how the themes are playing out across the different sectors encompassed by financial technology.
The panel included Teo Blidarus from FintechOS, Paul Taylor from Thought Machine, and Mike Walters from Form3. We invited them to share their insights and challenges in revolutionising financial services technology. Before that, however, Vinoth Jayakumar explained the Molten approach.
At Molten Ventures, our investment philosophy in FinTech is rooted in a balanced approach that combines both macro trends and ground-level insights. We look for opportunities by examining shifts in payments, banking infrastructure, and how customer journeys are being reimagined. Our familiar themes, such as vertical and horizontal growth within software, inform how we assess opportunities and map out the value chain. Patient capital is at the heart of our model; we invest not just for the next big thing but with an eye on true, long-term growth, always questioning which innovations will drive meaningful value and how we can time our support for maximum impact.
Conversations with leaders from FintechOS, Thought Machine, and Form3 reinforced just how crucial modern technology and a collaborative mindset are for the future of finance. From cloud-based banking cores to scalable payments platforms, these companies are addressing legacy challenges and speeding up innovation for financial institutions of all sizes. As customer needs evolve and regulatory landscapes shift, we remain excited by founders building the next generation of financial services: those who are agile, focused on real-world implementation, and ready to shape the market for years to come.
Watch the panel below:
